Top instant access savings accounts

1 min Read Published: 13 Jun 2012

Looking for the best instant access saving rates? Here's a list of  the best out there at the moment.

Santander eSaver Issue 5

  • 3.20% AER
  • 2.70% bonus 1st 12 months
  • £1 minimum investment
  • Access - online, telephone

BM Savings Online Extra Issue 1

  • fixed bonus for 1st 12 months
  • 2.60% AER for balances £1,000 - £19,999
  • 3.00% AER for balances £20,000 - £49,999
  • 3.20% AER for balances £50,000+
  • £50,000 min investment, £1,000,000 max. investment
  • Access - online

Post Office Online Saver Issue 5

  • 3.17% APR
  • 1.52% bonus 1st 12 months
  • £1 min investment
  • Access - online

ING Direct Savings Account

  • 3.15% APR
  • 2.61% bonus 1st 12 months
  • £1 min. investment
  • Access - online, telephone

Nationwide BS MySave Online Plus

  • 3.06% APR
  • 1.52% bonus 1st 12 months
  • £1,000 min. investment
  • Access - online

Derbyshire BS NetSaver Issue 3

  • 3.06% APR
  • 2.06% bonus until 30/6/13
  • £1,000 min. investment
  • Access - online

Allied Irish Bank (GB) Savings Direct Easy Access Reward Account

  • 3.00% APR
  • 1.50% bonus fixed for 5 years
  • £1 min investment
  • 4 penalty free withdrawals per year
  • Access - telephone, post

Tesco Bank Internet Saver

  • 2.80% APR
  • 1.55% 1st 12 months
  • £1 min. investment
  • Access - online

Lloyds TSB eSavings

  • 2.5% APR
  • 1.50% bonus 1st 12 months
  • £10,000 min. investment
  • Access - online, telephone

Lloyds TSB Easy Saver

  • 1.60% APR
  • 1.50% bonus 1st 12 months
  • £1 min. investment
  • Access - online, telephone, branch, Cash point