16 min Read
03 Feb 2021
What is a cashback/reward credit card and how does it work? A cashback or reward credit card enables you to earn cashback or rewards as you spend. So, every time...
Tag: debt
12 min Read
03 Feb 2021
What is a 0% interest purchase credit card and how does it work? A 0% purchase credit card is similar to an ordinary credit card but there is no interest...
6 min Read
07 Jan 2021
People struggling to meet their payments on credit cards, loans, car finance or other forms of consumer credit are being offered payment holidays of up to six months. The measures...
9 min Read
04 Dec 2020
If you have negative markers on your credit file, it can make it more difficult to get a mortgage, car finance or credit card, as well as other financial products...
10 min Read
02 Dec 2020
When you use a credit card you are, in effect, borrowing money from the credit card provider, which you need to pay back. You will be issued with a monthly...
15 min Read
27 Aug 2020
LOQBOX was founded by Tom Eyre and Gregor Mowat having grown frustrated with the lack of help and support that is available for consumers in the credit industry. Tom Eyre...
10 min Read
20 May 2020
In light of Mental Health awareness week this week (18th-24th May 2020), I thought it would be interesting to look at the relationship between money and mental health. This year's...
3 min Read
02 Apr 2020
The Financial Conduct Authority (FCA) has made a number of emergency proposals in order to assist those that are suffering financially from the Coronavirus crisis. It has asked banks to...
11 min Read
05 Feb 2020
Most people associate remortagaging with securing a better interest rate for their monthly repayments or releasing funds for home improvements, but it is also possible to remortgage to consolidate debt....
8 min Read
23 Aug 2019
If your credit card debt is piling up and you find yourself paying off more in interest than the actual loan itself, you can transfer the balance onto another credit...