For frequent flyers with deep pockets, the Virgin Atlantic Reward Plus card offers great rewards but with a hefty £160 annual fee.
Key facts about the Virgin Atlantic Reward Plus credit card
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Best for: Those who will benefit enough from the rewards to balance out the annual fee
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Introductory offer: 18,000 bonus Virgin points when you make your first purchase within 90 days of opening your account
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Representative APR: 69.7% variable
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Fees: £160 annual fee
- Perks: Rewards such as a companion ticket or upgrade when you spend £10,000 per year, earn 1.5 Virgin points for every £1 spent on the card, double points on Virgin Atlantic flights or Virgin Holidays, free entry to Virgin Money lounges, free Boingo Wi-Fi access
Pros of the Virgin Atlantic Reward Plus credit card
- It has a good introductory offer as well as the potential to earn an annual reward if you spend over £10,000 per year on the card
- You will be able to get a Virgin Atlantic Lounge card which, alongside your credit card, will allow you to access Virgin Atlantic lounges across the globe
- The free Boingo Wi-Fi access it a nice bonus, over and above what you get with the standard Virgin Atlantic Reward card
Cons of the Virgin Atlantic Reward Plus credit card
- It isn't cheap: the £160 annual fee helps push the APR to 69.7% variable. You will want to make sure you pay off the balance in full each month and consider whether the rewards you get justify the annual fee
- The £10,000 minimum spend to earn an annual reward is also high, albeit half as much as the spending required with the standard Virgin Atlantic Reward card
- You need to claim the annual reward within 24 months of it being issued, otherwise it expires
How to manage your payments on the Virgin Atlantic Reward Plus credit card
You can manage your account using the Virgin Money Credit Card app.
How to find out which credit card is best for you
Money to the Masses has partnered with Creditec* to help find the best credit card for you. By entering a few basic details, you will be able to see a tailored list of the best credit cards based on your individual circumstances. You can sort your results by the feature that interests you most, such as by card type, total fees or cashback offered. On top of this, the credit cards that have been pre-approved for you will be highlighted, meaning you can be more confident that you will be accepted if you apply. (Pre-approval does not guarantee acceptance and is still subject to additional lender checks). Your details will be used to conduct a soft credit search often referred to as an eligibility check, which means your credit score will not be affected. Click on this link to get started*.
How to apply for the Virgin Atlantic Reward Plus credit card
The Virgin Money Card Checker eligibility checker will give you a good idea whether you will be accepted for the card, without leaving a footprint on your credit file.
Alternatives to the Virgin Atlantic Reward Plus credit card
- 'Which are the best air-miles credit cards - and should I get one?'
- 'Virgin Atlantic Reward credit card review'
- 'Virgin All Round credit card review'
- 'Which is the best American Express credit card?'
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