In August 2022, the Bank of England removed the "stress-testing" element of mortgage affordability checks, which means lenders no longer have to assess if potential borrowers would be able to...
Booking your holiday within budget can seem impossible as you search for flights, hotels, hire cars and excursions that make for the perfect getaway at an affordable price. In this...
The best time to switch broadband will depend on the service you are currently receiving, how long you have been contracted to your current provider for and what is available...
With mortgage repayments representing most homeowners' biggest financial commitment, many dream of being able to become mortgage free. Add to that the potential to save thousands of pounds in interest...
In this article we review Vanguard's SIPP, detailing the cost, minimum investment and the cheapest way to invest in Vanguard funds via a personal pension, which isn't necessarily by using...
What is an Emergency Fund? Life is full of surprises, and in particular, financial surprises. Unexpected bills are one of the top reasons that family budgets go into a tailspin...
In this independent PensionBee* review I look at whether PensionBee is the best way to consolidate your pensions. As one of the most widely quoted investment experts in the...
Listen to Episode 444... On this week’s show I explain the importance of making incremental changes to help improve your financial situation. I then explain how new tax rules could impact...
Commentary Of the 30 funds in December's BOTB, 19 funds have retained their place in January's selection which is not surprising given that the BOTB as a whole was up...