All credit card applicants must undergo a full credit check for two main reasons. The first is that running a credit check gives the credit card provider greater confidence that...
You may have seen “0% interest” or “0% APR” used to advertise a whole host of different financial products and repayment schemes. It essentially means that borrowing money is free,...
Most people hope to stop working at some point in life. Whether that is when you reach 55, 65, 75 or older will depend on your personal financial circumstances. Once...
The State Pension triple lock is the name given to the UK Government’s guarantee to raise State Pension payments every year. With the cost of essential bills and goods getting...
Researching pensions can put you face-to-face with a lot of terminology and industry jargon that you may be seeing for the first time. Some terms may sound familiar, while others...
The Bank of England has cut the base rate from 5.25% to 5%, following a narrow vote among the Bank's Monetary Policy Committee. Five of the committee's nine members voted...
The chancellor has announced new rules that mean around 10 million pensioners will no longer receive winter fuel payments. Until last year, people aged over 66 were paid up to...
By using a credit card wisely you can put yourself in the best possible position to maximise all the benefits of your card and avoid many of its limitations. This...
A guarantor loan is a type of loan where a third-party – usually a family member – agrees to take responsibility for the debt if the loan applicant doesn't make...