The new mortgage rules which came into effect in April 2014 have had a big impact on the mortgage market, in particular on how to get a mortgage. There's been...
People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage. This is not true and...
This week I was asked by a national newspaper how mortgage borrowers should prepare for an interest rate rise. This was sparked by Mark Carney, The Governor of the Bank...
Latest research published in the Daily Mail suggests that 'Millions face becoming 'mortgage prisoners' as interest rate rises to just 3% would make loans unaffordable'. The research goes on to...
Reader Question I have a buy to let property on a interest only mortgage, I was wondering what are the tax implications if I move it to a interest and...
Reader question: I am currently trying to save ahead of moving house later this year. I was very interested in your article “How to earn 6.5% interest on your cash...
Reader Question: Hi Damien I'm trying to get a mortgage but concerned that my poor rating means I won't be able to. I've cleared all my debt, have shut down...
Reader Question I have an existing mortgage which I have managed through difficult circumstances to hold on to but I now have a terrible credit score because of CCJ's from...
Reader Question Hi Would switching some of my debts now to a 0% credit card adversely affect any mortgage application when I come to re-mortgage my property later this year?...
On the 26th April 2014 mortgage lenders will be required to advance loans to their customers under new rules. But the boss of one building society claims that under the...
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