What is family income benefit life insurance and should I get it?
What is family income benefit insurance? Family income benefit (often referred to as FIB) is a cost-effective form of life insurance that pays out a…
life insurance
Life insurance with diabetes
In this article we focus on life insurance for diabetics. We look at how and why diabetes affects life insurance premiums and what information you…
What is terminal illness benefit and is it the same as critical illness cover?
In this article we explain what a terminal illness is, what is covered under a terminal illness benefit on a life insurance policy and the…
Life insurance with high blood pressure
Having worked in the life insurance industry for more than 20 years, one of the most common questions I get asked is ‘Can I get…
How to get the best deal on your life insurance if you smoke or vape
There are many factors that can affect the cost of life insurance premiums and it probably won’t come as a shock to reveal that the…
Most popular employee benefits and the one every business should offer
Offering a competitive salary, an interesting job title and a vibrant working environment is no longer enough to acquire and retain talented individuals for your…
What is the best way to protect my business?
What is business protection insurance? Business protection is the broad term used for life insurance products that can protect the financial future of a business….
Do I need to tell my life insurance company about my health after I take out a policy?
In our latest podcast we discuss life insurance and in particular how an insurance company will underwrite your life insurance application. While we recommend that…
What is the best age to get life insurance?
What is life insurance? There are a number of different types of life insurance which we talk about in more detail in our article ‘How…
5 ways to slash your life insurance premiums
People often assume that life insurance is expensive but it can be low cost and there are ways you can make it even cheaper. In…
What is the difference between shareholder protection, keyman and relevant life insurance
What is keyman insurance and how does it work? Almost half of businesses would fail if a key person in the company dies or becomes…