Reader Question: Can I defer my State Pension even though I receive a work pension?

1 min read Published: 11 Apr 2012

Get an answer to your financial question online Reader Question:

I will be 62 this May and have been entitled to my state pension since June 2010. Could I continue to defer my state pension but not my occupational pension when I go on to phased retirement?



My response:

Yes, your state pension has nothing to do with your occupational or personal pension arrangements.

Further reading: State Pension deferral – taking up your State Pension later

I hope that helps.


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