What is a 60% LTV mortgage? A 60% loan-to-value (LTV) mortgage is one which provides a mortgage loan that covers 60% of the value of the property being purchased. A...
What is a 90% LTV mortgage? A 90% LTV (loan-to-value) mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity...
Mortgage loans with a 95% loan-to-value (LTV) are most commonly popular amongst first-time buyers but may also suit home movers with a small amount of equity in their current home....
When it comes to applying for a mortgage, you may be worried about whether you are likely to be approved, particularly if you have a poor credit history. This may...
In this article, we review online mortgage broker Tembo*, a service that offers a number of mortgage solutions for first-time buyers who struggle to get onto the property ladder. We...
In this article, we explain what a mortgage without a deposit is, how a 100% LTV mortgage works and which types of mortgage products can be used to achieve a...
Is now a good time to get on the property ladder? Getting a foot on the property ladder is a dream for many people, and when buying your first property,...
No, you don't normally need life insurance for a mortgage but in many circumstances, it is a good idea to buy life insurance just in case. Life insurance will protect...
If you are a first-time homebuyer looking for an alternative way to get on the property ladder, you may have come across guarantor mortgages. Guarantor mortgages provide many borrowers a...
A mortgage is the biggest financial commitment that most of us will choose to make during our lifetime, so the idea of being mortgage-free is understandably appealing. Despite relatively high...
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