What is a 90% LTV mortgage? A 90% LTV (loan-to-value) mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity...
Mortgage loans with a 95% loan-to-value (LTV) are most commonly popular amongst first-time buyers but may also suit home movers with a small amount of equity in their current home....
Is now a good time to get on the property ladder? Getting a foot on the property ladder is a dream for many people, and when buying your first property,...
No, you don't normally need life insurance for a mortgage but in many circumstances, it is a good idea to buy life insurance just in case. Life insurance will protect...
If you are a first-time homebuyer looking for an alternative way to get on the property ladder, you may have come across guarantor mortgages. Guarantor mortgages provide many borrowers a...
A mortgage is the biggest financial commitment that most of us will choose to make during our lifetime, so the idea of being mortgage-free is understandably appealing. Despite relatively high...
With mortgage repayments representing most homeowners' biggest financial commitment, many dream of being able to become mortgage-free. Add to that the potential to save thousands of pounds in interest payments...
If you are on benefits then getting a mortgage may feel unachievable but there are ways to make buying a home possible. In this article we explain whether the state...
The equity within your property usually increases over time as your mortgage payments reduce your mortgage balance and general house price increases make your home more valuable. Using the equity...
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