When will interest rates rise (or in fact be cut)? – Latest predictions
This article is continually updated to bring you the latest analysis on when interest rates are likely to rise or be cut. Sign-up to our…
Owning A Home
How to get a mortgage with a poor credit rating
People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage….
What to do if you receive a poor survey on a property purchase
What to do if you receive a poor survey on a property purchase If you are planning to purchase a property it is advisable not…
Interest rate rise – How mortgage borrowers should prepare
This week I was asked by a national newspaper how mortgage borrowers should prepare for an interest rate rise. This was sparked by Mark Carney,…
The problem with online estate agents
Why online estate agents need to change their tune if they want to make an impact Online estate agents have been around for a number…
How much will the average mortgage repayment go up by when interest rates rise?
Latest research published in the Daily Mail suggests that ‘Millions face becoming ‘mortgage prisoners’ as interest rate rises to just 3% would make loans unaffordable’….
What are the tax implications when changing a buy-to-let mortgage from interest only to repayment?
Reader Question I have a buy to let property on a interest only mortgage, I was wondering what are the tax implications if I move…
Why are UK house prices so high? And where will they head in the future?
Why are UK house prices so high? Supply & demand All markets are driven by the law of supply and demand and this law applies…
Reader Q: Will unused overdrafts affect my chance of getting a mortgage?
Reader question: I am currently trying to save ahead of moving house later this year. I was very interested in your article “How to earn…
A story of housing – ‘can it be that it was all so simple then?’
A story of housing I was recently listening to ‘Way we were’ sung by Barbara Streisand and there is a lyric in that song that…
Reader Q: Do multiple mortgage searches affect your credit score?
Reader Question: Hi Damien I’m trying to get a mortgage but concerned that my poor rating means I won’t be able to. I’ve cleared all…