Owning A Home

What do you need to apply for a mortgage?

What documents you need to apply for a mortgage? It does vary from lender to lender and based on your circumstances, but broadly here is…

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How long should you fix your mortgage rate for?

When should you fix your mortgage? I’m often asked by clients ‘Should I fix my mortgage?’  or ‘How should I fix my mortgage for?’ Even…

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Why arranging a second mortgage may get a lot harder

Why arranging a second mortgage may get a lot harder The Financial Conduct Authority (FCA) has recently announced that it plans to regulate the second…

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How to get a mortgage under the new mortgage rules

The new mortgage rules which came into effect in April 2014 have had a big impact on the mortgage market, in particular on how to…

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The smart way to house hunt online

If you are thinking of moving house then putting time into some research may help you get the house of your dreams a bit cheaper.In…

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How to get the full asking price for your property

How to get the full asking price for your property With recent reports indicating that only 1 in 25 homes now fetch the full asking…

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How to check broadband speed before you move house

How to check broadband speed before you move house Having a good broadband connection is now an important consideration when moving house. Streaming video and…

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How to get a mortgage with a poor credit rating

People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage….

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What to do if you receive a poor survey on a property purchase

What to do if you receive a poor survey on a property purchase If you are planning to purchase a property it is advisable not…

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Interest rate rise – How mortgage borrowers should prepare

This week I was asked by a national newspaper how mortgage borrowers should prepare for an interest rate rise. This was sparked by Mark Carney,…

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