Equity release products allow people over the age of 55 to release some of the cash locked into their property and continue to live there at the same time. It's...
Many people want to keep living in their homes when they retire. However, there may be cash tied up in your property that you can only access when you sell...
Santander is one of the largest mortgage lenders in the UK, operating both direct to consumers and through its broker-only Santander for Intermediaries channel. In this review we explore the...
About Halifax Halifax is part of Lloyds Banking Group, the largest mortgage lender in the UK. As such, it is highly influential in the mortgage market, often offering market-beating interest...
How much do you need to earn to get a £300k mortgage? A mortgage lender will usually stipulate how much it is willing to lend based on your earnings using...
The average return on a residential buy-to-let property in the UK is currently just over 5.60%, although regional variations mean some properties can attract up to 7% yield or more....
Homeowners have taken advantage of record-low mortgage rates in recent years to remortgage and move to cheaper repayments or release much-needed cash locked up in their property. However, rising interest...
Most people associate remortgaging with securing a better interest rate for their monthly mortgage payments or releasing funds for home improvements, but it is also possible to remortgage to consolidate...
Most lenders offer mortgage loans that start from £10,000 therefore arranging a £100,000 mortgage is theoretically possible with almost all lenders. However, every mortgage application must meet the qualifying criteria...
When you buy a home using a mortgage loan, the loan-to-value (LTV) represents the portion of your property purchase price that is funded by the mortgage loan. When remortgaging an...
Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues. - Damien Fahy, Founder