Owning A Home

Concessionary purchases can allow people to sell a property at a discounted price, helping someone (usually a family member) get onto the property ladder and may even be considered without...

Extending your mortgage term can give you more time to repay your mortgage loan as well as reduce your monthly mortgage payments. In this article, we explain the process of...

Most lenders offer mortgage loans that start from £10,000 therefore arranging a £100,000 mortgage is theoretically possible with almost all lenders. However, every mortgage application must meet the qualifying criteria...

Fixed-rate mortgages can be arranged over 1-year but they are rare. The vast majority of fixed-rate mortgage deals are more commonly arranged over a 2, 3, 5 or 10-year period....

In this article I explain mortgage early repayment charges and how they work. Borrowers looking to remortgage to another mortgage deal or move home as well as those who would...

In this article, we explain what you should consider before switching to an interest-only mortgage, how it will affect your monthly mortgage payment and alternative ways to reduce your mortgage...