In this article, we explain how many payslips you need to support your application for a mortgage, why you need to prove your income, how this fits with your mortgage...
In August 2022, the Bank of England removed the "stress-testing" element of mortgage affordability checks, which means lenders no longer have to assess if potential borrowers would be able to...
Is now a good time to get on the property ladder? Getting a foot on the property ladder is a dream for many people and, when buying your first property,...
With mortgage repayments representing most homeowners' biggest financial commitment, many dream of being able to become mortgage free. Add to that the potential to save thousands of pounds in interest...
No, you don't normally need life insurance for a mortgage but in many circumstances, it is a good idea to have life insurance just in case. Life insurance will protect...
Leeds Building Society has been a mutual for over 140 years having been formed in 1845 when it was called the Leeds Union Operative Land and Building Society. It provides...
If you are on a fixed-rate mortgage that is due to come to an end soon you may be worried about how much your monthly mortgage payments may increase by...
About The Co-operative Bank The Co-operative Bank was founded in 1872 on the principles of the co-operative movement and values and is one of the first ethical banks in the...
The Bank of England has reported an increase in the number of homeowners taking out mortgages that last 35 years or more. In response, it says that lenders should follow...
Skipton Building Society has announced a range of mortgage product transfer deals with rates as low as 3.35% on a 2-year fixed basis. Having launched its deposit-free mortgage for renters...
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