Whether you are a first-time buyer or looking to move house, knowing how much you can borrow on a mortgage is important. Knowing the maximum amount you are likely to...
About Halifax Halifax is part of Lloyds Banking Group, the largest mortgage lender in the UK. As such, it is highly influential in the mortgage market, often offering market-beating interest...
Richard Branson founded the Virgin Money brand in 1995 and gained its banking licence from the Financial Services Authority (FSA) in 2009. Virgin Money along with Clydesdale Bank and Yorkshire...
Mortgage customers approaching the end of their fixed-rate mortgage period are usually keen to find a new mortgage deal to transfer to as the alternative means reverting to the lender's...
Fixed-rate mortgages can be arranged over 1-year but they are rare. The vast majority of fixed-rate mortgage deals are more commonly arranged over a 2, 3, 5 or 10-year period....
Saving a deposit to buy a property can be challenging for many reasons and could delay aspiring homeowners from getting onto the property ladder. With rental costs increasing and causing...
In this article, we compare fixed-rate and tracker mortgages to work out which one is best for your particular circumstances. We look at the pros and cons of each mortgage...
In August 2022, the Bank of England removed the "stress-testing" element of mortgage affordability checks, which means lenders no longer have to assess if potential borrowers would be able to...
Equity release allows people over the age of 55 to benefit from the appreciation of their home by releasing some of the cash via a tax free loan secured against...
Equity release products allow people over the age of 55 to release cash from their properties and continue living in them for as long as they wish. The most popular...
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