Is private health insurance worth it?
Most UK residents have access to free healthcare through the NHS, a service that provides comprehensive medical treatment to anyone, regardless of their ability to…
Insurance
What does life insurance cover?
In this article we explain how life insurance works, what is and isn’t covered and how to ensure that your life insurance policy pays out….
Do you need life insurance to get a mortgage?
While it is not compulsory to have life insurance in place to get a mortgage it is advisable. No-one likes to think about death, but…
How much does £250,000 life insurance cost and where best to buy it?
The most popular question I used to get asked in relation to life insurance was ‘How much does £100k of life insurance cost?’ However, with…
Types of life insurance explained
In this article, we explain how life insurance works, describe the different types of life insurance cover that you can buy and give some guidance…
Revealed – The jobs that will send your life insurance premiums sky high (and how to avoid a hike)
When you complete a life insurance application, the insurance company is interested in more than just your health and how much cover you are applying…
What is family income benefit life insurance and should I get it?
What is family income benefit insurance? Family income benefit (often referred to as FIB) is a cost-effective form of life insurance that pays out a…
Don’t cancel your essential insurance, shop around and save money instead
A recent survey by finance provider Premium Credit has found that 38% of the people they surveyed had cancelled insurance plans because they felt they…
Life insurance with diabetes
In this article we focus on life insurance for diabetics. We look at how and why diabetes affects life insurance premiums and what information you…
What is terminal illness benefit and is it the same as critical illness cover?
In this article we explain what a terminal illness is, what is covered under a terminal illness benefit on a life insurance policy and the…
Life insurance with high blood pressure
Having worked in the life insurance industry for more than 20 years, one of the most common questions I get asked is ‘Can I get…