The best budgeting apps in the UK: How to budget without trying
The best way to manage your finances is through budgeting and now is the time to start. Everything is now accessible through your smartphone, including…
Tips
Money tip #9 – Protect yourself from ID theft
Following my earlier post regarding shredding I touched upon protecting yourself against ID theft. But I feel this really is such an important topic in…
Money tip #8 – Buy a shredder
The aim of this blog is to help everyone sort their finances. While admittedly some posts will be relevant to some more so than others…
Money tip #7 – Bag a new boiler on Gordon (but hurry!)
December’s Pre-Budget Report (PBR) largely went unnoticed by the general public unless of course you are a pensioner with a love for playing bingo. But…
Money tip #6 – Make your holiday spending money go further
With people seeking a respite from the UK’s ice age they may not realise that they are making their winter get aways even more expensive…
Money tip #5 – Consider your retirement before 6th April 2010
Under current legislation, you can start taking an income from your pension fund when you reach 50. However, on 6 April 2010, the minimum pension…
Money tip #3 – Don’t save with Christmas clubs
If you turn on the TV at the moment there is a good chance you will see an advert for a Christmas club with some…
Money tip #2 – Don’t give money to charity collectors
…if you are a UK income tax payer. Instead make a contribution to the very same charity via the Gift Aid Scheme. Basically, if you…
Money tip #1 – Get bank account interest tax free even if you are a high rate tax payer!
(updated 23/1/12) If your spouse is a non-income tax payer (i.e. a housewife) and you are an income tax payer (i.e. working) it makes sense…