Barclaycard Rewards credit card review

2 min Read Published: 01 Apr 2021

Barclaycard Rewards card review The Barclaycard Rewards credit card offers cardholders the opportunity to earn cashback on purchases, which you get paid back annually

Key facts about the Barclaycard Rewards credit card

  • Best for: Those looking for cashback on purchases
  • Introductory offer: No introductory offers
  • Representative APR: 22.9% variable
  • Fees: No annual fee
  • Perks: 0.25% cashback on spending on the card, plus 5% back on tickets to selected events and 10% on festival presale tickets through Barclaycard Entertainment

Pros of the Barclaycard Rewards credit card

  • The biggest draw is the cashback offer, which is a good incentive to use the card for purchases as long as you pay the balance off in full each month to avoid paying interest
  • It doesn't charge fees for foreign cash withdrawals and purchases and also gives cardholders access to Visa's competitive exchange rate
  • There also isn't a charge for cash withdrawals made on the card in the UK

Cons of the Barclaycard Rewards credit card

  • It requires a minimum annual income of £20,000 and you are unlikely to be accepted for it unless you have an excellent credit score
  • You may not be given the 22.9% APR, depending on your circumstances

How to manage your payments on the Barclaycard Rewards credit card

Cardholders can manage their account online or through the Barclaycard mobile app

How to apply for the Barclaycard Rewards credit card

Potential applicants should use the online eligibility checker first and, if successful, complete the application form

Alternatives to the Barclaycard Rewards credit card

American Express Platinum Cashback Everyday

John Lewis Partnership card

Amazon Platinum 

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