In this article we review the Chrome credit card, which is issued by Vanquis. It stands out because of its APR, which is unusually low for a credit builder credit card
Key facts about the Chrome credit card
Best for: Those looking for a credit-builder card with a reasonable APR
Introductory offer: No introductory offers
Representative APR: 29.5% variable
Fees: No annual fee
- Perks: No specific perks
Pros of the Chrome credit card
- The interest rate is one of the lowest available on a card aimed at people with adverse credit
- Credit limit assessed every five months and could increase up to a total of £4,000
- Interest free on purchases for 56 days, if you pay the balance off in full each month
- Facility to set up email and text alerts to help you remember when payments are due
Cons of the Chrome credit card
- It doesn't have any introductory offers, perks or benefits
- The starting credit limit could be as low as £250
How to manage your payments on the Chrome credit card
Cardholders can manage their account online or via the mobile app
How to apply for the Chrome credit card
Start be using the eligibility checker. If you are successful, you will then be guided to the full application process, which should give you a quick decision
Alternatives to the Chrome credit card
For other options, read our article "Best credit card in the UK"
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