In this review we consider the merits of the Marbles credit card, which is from the same parent company as providers Aqua and Opal. All three offer credit cards for those with poor credit that include features to help build up their credit records over time.
Key facts about the Marbles credit card
Best for: Those with poor credit looking for a straightforward card
Introductory offer: No introductory offer
Representative APR: 34.9% variable
Fees: No annual fee
Perks: No specific perks
Pros of the Marbles credit card
- Provides you with a tool to improve your credit rating over time if you manage it correctly
- Interest free for 56 days on purchases, if you pay the balance in full each month
Cons of the Marbles credit card
- The card doesn't offer any perks or introductory offers
- Initial credit limit as low as £250, although it could be as high as £1200, subject to status
How to manage your payments on the Marbles credit card
Cardholders can manage their accounts online and receive notifications when they are reaching their credit limit
How to apply for the Marbles credit card
The first step is to use the online eligibility checker, which will show whether you are likely to be accepted fir the card without leaving a mark on your credit report. If successful, you will be guided through the online application process.
Alternatives to the Marbles credit card
For other options, read our article "Best credit card in the UK"
Looking for a financial adviser near you?
Do you need financial advice? An independent financial adviser can show you how to make the most
of your money. Find your nearest qualified and regulated adviser using this VouchedFor search tool.