*This credit card is no longer available. For alternatives, check out:
Key facts about the NatWest Student credit card
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Best for: Those looking to build a good credit record to facilitate future borrowing
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Introductory offer: No introductory offer
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Representative APR: 18.9% variable
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Fees: No annual fee
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Perks: No specific perks
Pros of the NatWest Student credit card
- The low credit limit of between £250-£500 minimises the problems you could encounter if you struggle to manage the card responsibly
- It has an eligibility checker, so you can find out if you are likely to be accepted without it featuring on your credit file
- As it is designed for students, you are likely to be accepted even if you have a poor credit rating
- Purchases are interest-free for 56 days if you pay the balance off in full each month
Cons of the NatWest Student credit card
- You have to have a NatWest current account to apply for the card
- The low credit limit may be frustrating if you're looking to make bigger purchases
How to find out which credit card is best for you
Money to the Masses uses Creditec*, an online comparison service that enables you to find credit card deals tailored to you without affecting your credit score. You will want to compare as many different options as possible before you get a new credit card, so it is a good idea to do a fast online comparison. With only a few basic details, the Creditec tool will build a personalised list of credit cards suited to your needs to help you navigate the huge number of options out there. You can then pick the result that suits you best. None of this will affect your credit score as the eligibility process uses a soft credit check. Click here to start your comparison*.
How to manage your payments on the NatWest Student credit card
Cardholders can manage their accounts online or on the mobile app
How to apply for the NatWest Student credit card
The first step is to use the online eligibility checker to see if you are likely to be accepted.
If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced this independent and balanced review of the product.
