*This card is no longer available. For alternatives, check out these reviews:
Key facts about the Royal Bank of Scotland Student credit card
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Best for: Those looking for a standard student credit card
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Introductory offer: No introductory offers
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Representative APR: 18.9% variable
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Fees: No annual fee
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Perks: No specific perks
Pros of the Royal Bank of Scotland Student credit card
- It is available to those with no or little credit history and, in fact, can help boost your credit rating if used responsibly
- If you pay the balance in full each month, you can benefit from 56 days interest-free on purchases
- Like most student cards, it doesn't charge an annual fee
Cons of the Royal Bank of Scotland Student credit card
- You have to have a Royal Bank of Scotland Student current account to be able to apply for this card
- It has a credit limit of between £250-£500, although in line with other student cards, may be restrictive for those who want to make bigger purchases
How to manage your payments on the Royal Bank of Scotland Student credit card
Cardholders can manage their accounts online or on the mobile app
How to apply for the Royal Bank of Scotland Student credit card
Royal Bank of Scotland provides an online eligibility checker, which will give you a good indication of whether you are likely to be accepted for the card, without it appearing on your credit file
