Virgin Atlantic Reward Plus credit card review

For frequent flyers with deep pockets, the Virgin Atlantic Reward Plus card offers great rewards but with a hefty £160 annual fee

Key facts about the Virgin Atlantic Reward Plus credit card

• Best for: Those who will benefit enough from the rewards to balance out the annual fee
• Introductory offer: 15,000 bonus Virgin points when you make your first purchase within 90 days of opening your account
• Representative APR: 63.9% variable
• Fees: £160 annual fee
• Perks: Rewards such as a companion ticket or upgrade when you spend £10,000 per year, earn 1.5 Virgin points for every £1 spent on the card, double points on Virgin Atlantic flights or Virgin Holidays, free entry to Virgin Money lounges, free Boingo Wi-Fi access

Cons of the Virgin Atlantic Reward Plus credit card

• It isn't cheap: the £160 annual fee helps push the APR to 63.9% variable. You will want to make sure you pay off the balance in full each month and consider whether the rewards you get justify the annual fee
• The £10,000 minimum spend to earn an annual reward is also high, albeit half as much as the spending required with the standard Virgin Atlantic Reward card
• You need to claim the annual reward within 24 months of it being issued, otherwise it expires

How to manage your payments on the Virgin Atlantic Reward Plus credit card

You can manage your account using the Virgin Money Credit Card app.

How to apply for the Virgin Atlantic Reward Plus credit card

The Virgin Money Card Checker eligibility checker will give you a good idea whether you will be accepted for the card, without leaving a footprint on your credit file.

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