Saving For Your Future Archives - Page 58 of 58

Investing, Saving For Your Future

Which is the best performing stocks and shares ISA?

By Damien Fahy

17 min Read 14 Jan 2021

If you know that you want to put some of your cash into a Stocks & Shares ISA, you still...

Investing, Saving For Your Future

Compare the best and cheapest Lifetime ISA

By Damien Fahy

14 min Read 12 Jan 2021

A lifetime ISA (also known as the LISA) is a long term Independent Savings Account (ISA) introduced in 2016. A...

Saving For Your Future

Best Current Account switching offers, cashback & incentives

By Damien Fahy

8 min Read 04 Jan 2021

From 16th September 2013 consumers have been able to switch current account within 7 workings days. Previously, switching current accounts was...

News, Investing, The Budget 2010, Saving For Your Future

Newsflash: Capital gains tax fear sparks panic sales

By Damien Fahy

1 min Read 16 Mar 2010

Investors are rushing to sell shares and property ahead of the Budget on March 24, in the apparently misguided belief that Alistair Darling is about to raise capital gains tax rates.

Investing, Tips, Saving For Your Future

3 Quick Links – How to keep one step ahead of the stock market, How to protect your portfolio against inflation or deflation and a note on Japan

By Damien Fahy

1 min Read 12 Mar 2010

As the title suggests here are 3 links which you should find interesting. Today’s selection all have an investment slant and may give food for thought when building your investment/share portfolios.

Account & Rates, Tax Mitigation, Investing, Tips, Saving For Your Future, Tax

Money tip #22 – Use your annual ISA allowance

By Damien Fahy

4 min Read 08 Mar 2010

With the tax year end fast approaching (5th April) time is running out to use your annual ISA allowance When it comes to tax concessions they are few and far between these days. So it is important that if you plan on saving or investing that you look to utilise...

Pensions, News, Investing

Newsflash: Light at the end of the pension tunnel for high earners

By Damien Fahy

1 min read 02 Mar 2010

The Treasury has accepted ‘in principle’ pension proposals from the Tax Incentivised Savings Associaton (Tisa) to reduce the annual allowance and restore higher rate tax relief. Tisa director of retirement planning Malcolm Small believes it has enough support for its pension reforms to see it become Treasury policy later this year. The...

News, Tips, Saving For Your Future

Newsflash: Northern Rock to lose 100% savings guarantee

By Damien Fahy

1 min Read 24 Feb 2010

It's been announced that the Government's 100% guarantee of the bank's deposits is to be removed with effect from 24th May 2010. Therefore in future savers at Northern Rock may not get all their money back should the worst happen and the bank goes under. However Northern Rock savers need not...

Pensions, Investing, Tips

Money tip #5 – Consider your retirement before 6th April 2010

By Damien Fahy

6 min Read 11 Feb 2010

Under current legislation, you can start taking an income from your pension fund when you reach 50. However, on 6 April 2010, the minimum pension age will increase to 55.

Investing, Saving For Your Future

What is the answer to inflation and investment performance? – The number 70

By Damien Fahy

3 min Read 10 Feb 2010

Tips, Saving For Your Future

Money tip #3 – Don’t save with Christmas clubs

By Damien Fahy

4 min Read 06 Feb 2010

If you turn on the TV at the moment there is a good chance you will see an advert for a Christmas club with some Z list celebrity telling you...

Income Tax, Tax Mitigation, Tips, Saving For Your Future, Tax

Money tip #1 – Get bank account interest tax free even if you are a high rate tax payer!

By Damien Fahy

2 min Read 04 Feb 2010

(updated 23/1/12) If your spouse is a non-income tax payer (i.e. a housewife) and you are an income tax payer (i.e. working) it makes sense to hold any money on...

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Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.

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