Applying for a loan does not need to be complicated. By following a simple set of steps, you can streamline the process and locate the right lender for your borrowing...
An unsecured loan can help you to spread the cost of a home renovation, your wedding or a new car. It can also allow you to consolidate high-interest debt and...
In this week's millennial money episode, Damien and I discuss how to clear credit card debt using a 0% balance transfer credit card. What is a credit card balance transfer?...
What is TransUnion? TransUnion is one of the three main credit reference agencies in the UK. It collates information on people's past financial behaviour and the credit agreements they have...
Choosing which credit-builder card to apply for when you have bad credit is an important decision. There are dozens of credit card providers in the UK and it is not...
What is ClearScore? ClearScore was founded in September 2014 as a disruptor to the established credit reference agencies, which traditionally worked by charging individuals a fee to view their financial data...
What is Experian? Experian is the largest credit reference agency in the UK. It offers people the opportunity to check their credit score, as well as accessing a more detailed...
American Express has increased the annual fee on six of its popular reward credit cards, meaning new applicants will be subjected to higher fees from 11th October 2023. In this...
According to moneyandmentalhealth.org, 93% of people surveyed spend more when their mental health is suffering. A worrying statistic in a world of easy credit and rising problem debt. Problem debt...
The good news is that you don’t need an excellent credit score in order to get a loan. However, the worse your score is, the more limited your options will...
Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues. - Damien Fahy, Founder