The nation’s top 25 money saving tips, plus a few tips of our own

2 min Read Published: 22 Sep 2014

Money saving efforts are boosting people's finances by an average of £596 a year. The survey commissioned by revealed that 45% of people looked for ways to save money out of necessity. Below are listed the favourite money saving tactics together with links to relevant money saving articles from


Rank Favourite money saving tactic % who use tactic
1 Use vouchers, coupons, money-off apps to get discounts  - Three websites to slash your food bill 50
2 Take a packed lunch to work 44
3 Use loyalty and cashback schemes - The top-paying cashback credit cards revealed 41
4 Turn the thermostat down to reduce heating bills 41
5 Do more home cooking and batch cooking 39
6 Cut down on takeaway meals 39
7 Shop around for insurance - How I saved £500 on my car insurance 38
8 Keep a coin jar and save change 38
9 Switch energy supplier - How to find the best deal for you, switch  supplier and get cashback in 17 mins 29
10 Cut out takeaway coffee/coffee shop treats 28
11 Draw up a budget and stick to it - Start 'big picture' budgeting 28
12 Plan meals, make a shopping list and stick to it - Only take cash shopping (and why) 27
13 Switch to a cheaper supermarket - The browser add-on that will slash your food bill 27
14 Don’t impulse buy – sleep on it 25
15 Only use cash – not cards - Ground your wallet 25
16 Take your own treats to the cinema 25
17 Buy second-hand instead of new, use sites like eBay or Freecycle - Make cash from your attic 24
18 Review your satellite or cable subscription or cancel it altogether 21
19 Don’t use a tumble dryer 20
20 Never grocery shop on an empty stomach 20
21 Review your mobile phone contract or come off a contract altogether - Halve your mobile phone in just two minutes 19
22 Leave the car at home and walk or use public transport 19
23 Cut up your credit cards 15
24 Transfer all credit card debt to a 0% card 15
25 Holiday in the UK rather than abroad 11