In this article, we review online mortgage broker Tembo*, a service that offers a number of mortgage solutions for first-time buyers who struggle to get onto the property ladder. We...
Homeowners have taken advantage of record-low mortgage rates in recent years to remortgage and move to cheaper repayments or release much-needed cash locked up in their property. However, rising interest...
When you buy a home using a mortgage loan, the loan-to-value (LTV) represents the portion of your property purchase price that is funded by the mortgage loan. When remortgaging an...
When it comes to applying for a mortgage, you may be worried about whether you are likely to be approved, particularly if you have a poor credit history. This may...
Lloyds Bank's history stretches back to 1765 when the firm of Taylors & Lloyds opened as a private bank in Birmingham. Today, Lloyds Bank is a part of the Lloyds...
Approximately 1.6m UK homeowners will reach the end of their fixed-rate mortgage deals over the year 2024, at a time when interest rates remain higher than those that most borrowers...
Skipton Building Society offers a 100% mortgage aimed at renters providing them with a route to home ownership without the need for a deposit or guarantor. The 'Track Record Mortgage'...
In this article, we explain how many payslips you need to support your application for a mortgage, why you need to prove your income, how this fits with your mortgage...
In August 2022, the Bank of England removed the "stress-testing" element of mortgage affordability checks, which means lenders no longer have to assess if potential borrowers would be able to...
Is now a good time to get on the property ladder? Getting a foot on the property ladder is a dream for many people and, when buying your first property,...
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