In this review we assess the TSB Platinum Purchase credit card, one of a selection of cards that offers an impressive interest-free period for both balance transfers and purchases, with no monthly fee
Key facts about the TSB Platinum Purchase credit card
Best for: Those looking for good introductory offer and who aren't bothered by the lack of perks
Introductory offer: Interest-free for up to 20 months on both balance transfers and purchases
Representative APR: 19.9%
Fees: 2.95% balance transfer fee
Perks: No specific benefits or perks
Pros of the TSB Platinum Purchase credit card
- An equally impressive period of up to 20 months for both balance transfers and purchases, useful if you have existing debt but also need to continue spending
- No monthly fees
Cons of the TSB Platinum Purchase credit card
- The length of the introductory fee is subject to status and you might not be offered the full 20 months
- The 2.95% balance transfer fee may be a factor if you have a larger sum to move over
- It doesn't offer some of the perks that are available with other cards, such as discounts or cashback offers
How to manage your payments on the TSB Platinum Purchase credit card
You can manage your account through TSB's mobile banking app or in TSB branches
How to apply for the TSB Platinum Purchase credit card
Alternatives to the TSB Platinum Purchase credit card
For other options, read our article "Best credit card in the UK"
Looking for a financial adviser near you?
Do you need financial advice? An independent financial adviser can show you how to make the most
of your money. Find your nearest qualified and regulated adviser using this VouchedFor search tool.