TSB Platinum Purchase credit card review

2 min Read Published: 03 Nov 2020

TSB Platinum Purchase credit card review In this review we assess the TSB Platinum Purchase credit card, one of a selection of cards that offers an impressive interest-free period for both balance transfers and purchases, with no monthly fee

Key facts about the TSB Platinum Purchase credit card

  • Best for: Those looking for good introductory offer and who aren't bothered by the lack of perks
  • Introductory offer: Interest-free for up to 20 months on both balance transfers and purchases
  • Representative APR: 19.9%
  • Fees: 2.95% balance transfer fee
  • Perks: No specific benefits or perks

Pros of the TSB Platinum Purchase credit card 

  • An equally impressive period of up to 20 months for both balance transfers and purchases, useful if you have existing debt but also need to continue spending
  • No monthly fees

Cons of the TSB Platinum Purchase credit card

  • The length of the introductory fee is subject to status and you might not be offered the full 20 months
  • The 2.95% balance transfer fee may be a factor if you have a larger sum to move over
  • It doesn't offer some of the perks that are available with other cards, such as discounts or cashback offers

How to manage your payments on the TSB Platinum Purchase credit card

You can manage your account through TSB's mobile banking app or in TSB branches

How to apply for the TSB Platinum Purchase credit card

There isn't an eligibility checker, so read the criteria carefully on the website before completing the online application . Alternatively, you can apply at a TSB branch.

Alternatives to the TSB Platinum Purchase credit card

For other options, read our article "Best credit card in the UK"

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